Home is often the most treasured possession of an individual and also the largest financial investments one makes in life. Safeguarding this physical structure and contents of home is the most logical thing to do. Home insurance protects the house and its contents, depending on the type of insurance policy opted for. It protects the home against natural calamities, man-made disasters and threats. Home insurance provides protection against risks, damages from fire, burglary, theft, flood, earthquakes. It covers the building structure and valuables in it. Home insurance ensures that one’s hard-earned savings are utilised to meet important needs instead of using them for rebuilding the house if some harm was to come to it.